Faithful Financial Living
I love to talk. It is a great opportunity to learn new things. I love interacting with people. Getting to know people through sharing information about our lives leads to finding common ground which can lead to lasting friendships. However, too much talking can lead to trouble. I was always admonished for talking too much …
I must admit that I am terrible at this. Every time I must sign a new credit card it smears or looks nothing like my signature. The search for the best pens to sign credit cards with is my personal challenge. I typically grab any random pen hoping it is the best pen to get …
There are many stories in the Bible about redemption. What is redemption? Why do we seek God’s redemption as Christians? It all started in the Old Testament when sin entered the world. Adam and Eve walked in the glory of God for just a moment while in the Garden of Eden. After they ate from …
Credit Scores are necessary to get additional credit, lower interest rates, obtain a mortgage, some apartments, and certain jobs. It can even affect your ability to obtain insurance and buy a car. You need a credit score to purchase almost everything that requires you to borrow money or prove your creditworthiness. Everyone wants a good …
Importance of Adding Tradelines To Your Credit Report Read More »
The story of Ruth in the Bible is one of my favorite books of the Bible. The Book of Ruth is a beautiful love story that begins with tragedy and ends with the commitment of a man and a woman. The book of Ruth speaks about the generosity, faithfulness, devotion, courage, and dedication it takes …
Your credit score is a very important tool when making a major purchase. Purchasing a car is the single most expensive purchase after a home for most Americans. Therefore, choosing what make and model, how much to spend, and whom to buy from becomes important. Your current credit score and your future credit score can …
Pride can be the biggest issue for most Christians. From the day we are born when our parents look at us with pride, we learned that pride may be a good thing. Throughout our lives, we are told to take pride in our work, our appearance, and our accomplishments. However, what the Bible says about …
By 2050, the world’s population of people over age 50 will double to 2.1 billion. Those over the age of 80 will triple by 2050 to 426 million. This very rapid change in the age of the world’s population will present various challenges including old-age income insecurity. For Boomers, the median retirement savings is about …
Kindness and compassion work together so that we can work for the good of God. Kindness comes from the fruit of the spirit. Compassion is the feeling that arises when you are confronted with another’s suffering and feels motivated to help. Kindness is the quality of being friendly, generous, and considerate. In The New Testaments …
Foreclosures unfortunately are a part of the home-buying cycle of life. My first home was a foreclosed home purchased from a bank. In 1994, foreclosures were up 17.7%, How can this happen? Is there anything that can stop this from happening? When is it too late to stop foreclosure from your lender? We ended up …
Most people have the desire to leave some type of legacy to their family members after they die. There may be some assets they would like to leave to a loved one like a house, a car, or other monetary gifts. However, what happens if you die with significant debt beyond your means to honor …
Credit cards and debit cards all have numbers that we use when making a purchase. They are created by a financial institution and the parts of the account number have a role. The number on the credit card is also referred to as the issuer identification number because it identifies the financial institution as well. …
The Bible speaks a lot about new beginnings. This is something we all need from time to time. It can correct a situation, redirect our priorities, or act as our spiritual do-over. In my journey to follow Christ, I experienced many new beginnings. The most important one is the beginning of my new life in …
Does a Credit card fraud case ever result in felony charges? My credit card number has been hacked and/or stolen a few times. I have never been asked to testify or submit my statement other than to the police. Where are the criminal charges? Is credit card fraud a felony? Is there even a need …
Every time you make an online credit purchase you are asked to provide your CID number or CVV code. These codes are not required for in-person credit card use where you provide identification or a Pin to complete the transaction. However, these numbers afford some measure of protection from fraud and scams when shopping online. …
The word holy has two meanings. One refers to the holiness of God and the second refers to someone or something that has been set apart for the glory of God. They are meant for a holy life serving the perfect will of God. God’s holiness is who he is, and it is laid out …
Everyone should retire when they are ready with as much money necessary to cover their living expenses. This is true financial freedom in retirement. Whether you are relying on Social Security Benefits, Roth IRA, Traditional IRA, Pension, Savings, Real Estate, Stocks, Bonds, or a 401K plan you should consult a financial advisor regarding your retirement …
Can I Retire at 60 with $500K (Yes and I can show you how) Read More »
Unconditional love sounds like something we can only imagine. Who wouldn’t want someone to love us for who we are? We are full of flaws, jealousy, sin, hate, envy, vindictiveness, and are overall shallow. I could go on about how mankind has certainly not been kind to one another. However, we have our moments when …
Most of us will at some point in our life succumb to the pitfalls of credit card debt. Credit cards are way too easy to get and way too easy to abuse. The buy now and pay tomorrow is so enticing, however, tomorrow always comes and so does the bill. Getting into debt can be …
Forgiving someone can sometimes be hard. It can be even harder when we must forgive a trusted friend, a spouse, or a close relative. Sometimes we may even have to forgive a stranger or ourselves. Regardless of whomever, it might be, forgiveness is important to our well-being. Forgiveness is important to our physical as well …