Sabrina Anthony

By 2050, the world’s population of people over age 50 will double to 2.1 billion. Those over the age of 80 will triple by 2050 to 426 million.  This very rapid change in the age of the world’s population will present various challenges including old-age income insecurity. For Boomers, the median retirement savings is about

Foreclosures unfortunately are a part of the home-buying cycle of life.  My first home was a foreclosed home purchased from a bank.  In 1994, foreclosures were up 17.7%, How can this happen? Is there anything that can stop this from happening? When is it too late to stop foreclosure from your lender? We ended up

Most people have the desire to leave some type of legacy to their family members after they die.  There may be some assets they would like to leave to a loved one like a house, a car, or other monetary gifts. However, what happens if you die with significant debt beyond your means to honor

Credit cards and debit cards all have numbers that we use when making a purchase. They are created by a financial institution and the parts of the account number have a role. The number on the credit card is also referred to as the issuer identification number because it identifies the financial institution as well.

Does a Credit card fraud case ever result in felony charges? My credit card number has been hacked and/or stolen a few times.  I have never been asked to testify or submit my statement other than to the police. Where are the criminal charges? Is credit card fraud a felony? Is there even a need

Every time you make an online credit purchase you are asked to provide your CID number or CVV code. These codes are not required for in-person credit card use where you provide identification or a Pin to complete the transaction. However, these numbers afford some measure of protection from fraud and scams when shopping online.

Everyone should retire when they are ready with as much money necessary to cover their living expenses.  This is true financial freedom in retirement. Whether you are relying on Social Security Benefits, Roth IRA, Traditional IRA, Pension, Savings, Real Estate, Stocks, Bonds, or a 401K plan you should consult a financial advisor regarding your retirement

Most of us will at some point in our life succumb to the pitfalls of credit card debt. Credit cards are way too easy to get and way too easy to abuse. The buy now and pay tomorrow is so enticing, however, tomorrow always comes and so does the bill.  Getting into debt can be

Think how wonderful it could be if when you got paid you could keep most of your money for yourself. After paying for your basic living expenses: mortgage/rent, food, utilities, and transportation you still have money left over. The rest of the money could be used for daycare, savings, and any other personal expenses you

Learning to save money can be a most rewarding experience.  There is simply nothing to compare to having money in the bank when you need it.  Savings can cover many emergencies and unexpected expenses.  It provides financial independence that prevents you from having to borrow from friends and family, take out a loan, or use

There are many costs associated with purchasing a home.  The obvious ones are the closing costs which include home appraisals, and home inspections.  Most realtors do an exceptional job of outlining all the costs associated with purchasing the home.  They even provide checklists with itemized costs needed to complete the process.  However, what about the

Let’s be honest establishing and maintaining good credit is not always easy. Life happens and things go wrong.  Financial literacy is at the heart of most of the problems.  It contributes to being irresponsible and careless with our spending.  Not fully understanding that the spending spree today must be paid for in the future.  Sometimes