The Parable of the Talents - BF Blog

The Parable Of The Talents And Its Fruitful Financial Meaning

God will always meet us where we are.  Be it literally or spiritually.  Reading God’s word speaks to each of us differently.  Take the parable of the talents.  On the surface, it means to be a good steward over what you have been provided.  Or it could mean spiritually to share the gospel with others to save unbelievers or to sustain believers.  That is why scripture is so powerful. It speaks to us about what we most need to hear.  Whether faced with financial decisions or spiritual decisions The Parable of Talents and its fruitful financial meaning is undeniable.

In this parable, which is compared to the kingdom of heaven.  God calls us to produce from whatever he has blessed us with.  Whether it is sowing souls or sowing wealth. They are each treasure in themselves. In the parable of the talents, God wants us to grow our talents.  It is wasteful to not share the gospel and save one more for Jesus.  The message is of life-changing grace. This is what defines us as Christians.

Sharing The Gospel

Whether you share the gospel with your family, friends, or strangers, with a blog, or on a social media platform we were commanded by Jesus to go. I have to admit I find it easier to do so on a social media platform where I am protected behind a screen.  However, there were times when the Lord said to me “right here and now, share!”

For instance, sometimes I am unaware that I am sharing the good news.  I just start to babble on about Jesus.  Once a dear friend said to me “I want that”.  I had no idea that she was not saved.  Needless to say, God said “right here, right now!”  I obeyed.  I even bought her a Bible.  While I was ministering to her a young man turned to me and said, “Thanks, I needed to hear that.”  Two for one.  God is awesome allowing me to use a talent I was very unsure of.

What are the talents in the Parable?

The dictionary definition is Talents are special athletic, creative, or artistic aptitudes.  We all receive gifts or skills from our awesome God. Talents can also mean money. Per the Bible one talent is equal to about 15 years of labor.  This particular parable about the talents in the Bible has a double-sided meaning.  Let’s break it down – Matthew 25:14-30 The Parable of the Talents and its Fruitful Financial Meaning.

What are talents? - BF Blog

The Parable of the Talents and its Fruitful Financial Meaning  -The Man

14 “For it will be like a man going on a journey, who called his servants and entrusted to them his property. 15To one he gave five talents, to another two, to another one, to each according to his ability. Then he went away. 

The man decided to give some of his talents to his servants.  He trusted them with his property based on their ability.  God also trusts us with his property – the gospel.  Based on our ability we are to share the gospel. The goal is to share the good news with as many unsaved people as we can.  We are called to go and make disciples. We are also to encourage Christian that may have lost their way or are currently in the midst of trials and tribulation.

God also trusts us with the funds he provides for us. Based on our wealth we are called to give to advance the Kingdom of God. With our knowledge and ability, we are to build wealth. With the sole purpose to share.  Building funds are to be a blessing to us, others, and to help grow his kingdom.

Therefore go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, Matthew 28:19

They are to do good, to be rich in good works, to be generous and ready to share 1 Timothy 6:18

The Parable of the Talents and its Fruitful Financial Meaning – The Servants

16He who had received the five talents went at once and traded with them, and he made five talents more. 17So also he who had the two talents made two talents more. 18But he who had received the one talent went and dug in the ground and hid his master’s money. 

The first two servants were able to gather more followers for Jesus by sharing the Gospel. In total there were seven more for Jesus.  The third servant hide the gospel and did not share the word. Thereby, he did not increase the number of followers. He opted to hide it in his heart and/or mind for only himself. 

Talent - BF Blog

In our finance, we must learn ways to grow our wealth.  Either by saving or investing in financial products, business, or real estate. To hide our money is to allow it to not work for us.  Our money should always be working hard for us via compounding interest or by buying and selling something of value. Thereby, building assets. This we can then return to God and the needy in the form of giving.

The Parable of the Talents and its Fruitful Financial Meaning – Accountability

19Now after a long time the master of those servants came and settled accounts with them. 20And he who had received the five talents came forward, bringing five talents more, saying, ‘Master, you delivered to me five talents; here, I have made five talents more.’ 21His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ 22And he also who had the two talents came forward, saying, ‘Master, you delivered to me two talents; here, I have made two talents more.’ 

23His master said to him, ‘Well done, good and faithful servant. You have been faithful over a little; I will set you over much. Enter into the joy of your master.’ 24He also who had received the one talent came forward, saying, ‘Master, I knew you to be a hard man, reaping where you did not sow, and gathering where you scattered no seed, 25so I was afraid, and I went and hid your talent in the ground. Here, you have what is yours.’

One day we will stand before God and have to give an account of all that He has entrusted to us.  Have we been able to provide more than what we have received?  Will God be able to say to us “Well done, good and faithful servant?”  Can we receive the Lord’s joy? Will you be provided with more to manage from a little? Did we run the race to the fullest doing all that we are called to do?  One more for Jesus. Did we run the race fearless? Or are you living in fear?  Are you afraid to share the gospel?  The good news. Only we can answer these questions based on how we lived our lives. 

Accounting - BF Blog

Don’t be Afraid to Share the Gospel

After a long while, the third servant only gave back to his master what he received.  The third servant should have gone out to those that do not know the Lord. Hence, reaping where his master did not sow.  He should have gone out to the lost souls gathering where no seeds were scattered.  The third servant could have gone to all the unchurched and the under-churched to save just one more for Jesus.  He might have had to work harder than the other two by reaping where he was not known.  Meeting people where he did not normally go.  He knew where he needed to go but refused out of fear. Not one more for Jesus. 

Every day we are called to go share the gospel.  Many times it may be to speak to the hardest hearts.  The atheist, the skeptic but understand we are only called to share.  It is up to them to seek God.  However, we do not go alone. Jesus promised that He would go with us as we take the gospel to the ends of the world.

Don’t be afraid, for I am with you. Don’t be discouraged, for I am your God. I will strengthen you and help you. I will hold you up with my victorious right hand. Isaiah 41:10

18Jesus came and told his disciples, “I have been given all authority in heaven and on earth. 19Therefore, go and make disciples of all the nations, baptizing them in the name of the Father and the Son and the Holy Spirit. 20Teach these new disciples to obey all the commands I have given you. And be sure of this: I am with you always, even to the end of the age.” Matthew 28:18-20

Share the Gospel - BF Blog

Personal Financial Meaning

Again, let’s apply the Parable of the Talents Fruitful Financial meaning.  Will you be able to say that your funds achieved all your goals?  Did you spend it all or saved some to invest in your future. Have you saved an emergency fund, are you investing at least 10% of your income?  Are you tithing or giving generously for the advancement of God’s kingdom? Is there trust in the Lord? Only you know where your heart is with the money you have been given.

Are you afraid to trust God by giving as He has commanded?  Were you willing to step out on faith and know that God can and will provide?  Do you spend all that you have when you should be a better steward and save? Have you spent so much there is none to give or share with others? I have found that when I tithe God found very creative ways to bless me with more.  No one can outgive God.

One of our parishioners testified when they tithe there was always enough to live on but when they did not they found themselves to be in financial difficulty. We are called to trust God with everything, including our finances. He is ever faithful.

May the God of hope fill you with all joy and peace as you trust in him, so that you may overflow with hope by the power of the Holy Spirit. Romans 15:13

The Parable of the Talents and its Fruitful Financial Meaning – Judgement

26But his master answered him, ‘You wicked and slothful servant! You knew that I reap where I have not sown and gather where I scattered no seed? 27Then you ought to have invested my money with the bankers, and at my coming, I should have received what was my own with interest. 28So take the talent from him and give it to him who has the ten talents. 29For to everyone who has will more be given, and he will have an abundance. But from the one who has not, even what he has will be taken away. 30And cast the worthless servant into the outer darkness. In that place, there will be weeping and gnashing of teeth.’

Judgement - BF Blog

We are called to be courageous.  To step out on faith.  To go and share the word.  However, if this is too scary then you can use social media or write a blog, invite people to church, or a small group.  Trust God to provide. Call on him to help you to speak the words. God is faithful and can and is able to provide for all our needs.

Above all, we are not called to be afraid.  Time and time God calls for us to be courageous.  God tells us to fear not. Therefore, our inability to act may not be fear but laziness. Not willing to approach someone and share. Or our busyness, not willing to take a moment out of our day to share, to save one more for Jesus.

Have I not commanded you? Be strong and courageous. Do not be afraid; do not be discouraged, for the Lord your God will be with you wherever you go.” Joshua 1:6

Personal Finance Judgement

Similarly, as for finances, we may not be willing to research opportunities.  It is not enough to let our funds or possession sit idly, not producing income. Seek out ways to grow your wealth to be a blessing to others.

God will judge us based on how we lived our lives.  We will reap what we sowed. If we worked for God there will be joy.  However, if we lived only for ourselves then what we have will be taken from us and we will be cast into hell.

God wants us to be a good steward over the 3 T’s

Time, talent, and treasure are the three Ts we should be a good steward over.  Each one is equally important in themselves.

What's Your Talent - BF Blog

Giving of our time may require that we sacrifice things we may want to do.  We need to spend our time wisely, seeking God, helping those in need, and serving our church and community. 

In addition, our talents are to be used to advance the kingdom, if you can speak you should share.  If you can sing join in worship.  If you can write share the word on social media, write a book or blog.  Always, encourage those who need to be lifted. Pray without ceasing for those in need. Show grace mercy to those that are experiencing trials and tribulation.

Finally, your treasure.  That is why the Parable of the Talents has Fruitful Financial Meaning.  Hence, if you are good financially share that knowledge so others may build wealth. Teach people how to handle their funds biblically.  Give of your funds above and beyond – be generous. However, be as shrewd about treasure as you are in the real world. However, always be honest and treat people fairly.

“I am sending you out like sheep among wolves. Therefore be as shrewd as snakes and as innocent as doves. Matthew 10:16

Talents For God’s Purpose

It is very important to love God and love thy neighbor.  Our neighbor is anyone other than ourselves.  Therefore, I caution about focusing more on money and material things. It is not good.  As Christians, our focus should always be on working according to the purpose that God has for us. Christians are disciples of Jesus and are called to deny ourselves and take up the cross and follow.  To learn more about what this means read my blog Christians and The Bible.

Then Jesus said to his disciples, “Whoever wants to be my disciple must deny themselves and take up their cross and follow me. Matthew 16:24

Read the word daily to find out what God has for you.  He wants to spend time with you. He loves you and you can trust that He will be there for you.

In conclusion, the world needs the gospel of Christ and we need to share it with anyone who wants to hear it. This is what God has truly entrusted us to do.  Because, even more than money, the good news of salvation is a far greater treasure.

You may also enjoy:

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Peace and joy,


14 thoughts on “The Parable Of The Talents And Its Fruitful Financial Meaning”

  1. Amen! Beautifully written! I love sharing the love that our Heavenly Father had for us. Even though everyone has their own perception, I continue to love myself and my neighbors!

  2. Great post! Our pastor challenged us this week to do the four following:

    1. Tell someone that you’re a Christian
    2. Pray out loud for someone (not tell them that you’re praying for them)
    3. Die to something thing week (social media, tv, etc…)
    4. Give and serve something or someone this week.

    Your post is a great reminder of yesterday’s message!

  3. Very nice post on reasons behind tithe, saving, spending and sharing money. It is an energy and can be used for positive or negative, so it’s good hearing all of this. Thank you for sharing

  4. Amen! One of the reasons I loved completing Financial Peace University with Dave Ramsey was that it tied my faith and my finances together. Like you, I often find it hard to share my faith in person and notice it’s easier when I’m behind a screen. But I try to live a Christ-like life throughout my day. And even if I don’t speak it, I try to live it by example. 🙂

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